Chase Quick Deposit Maximum

 

Whether you’re starting a small business or running a large established company, Chase Bank has a variety of account options that will suit your business's needs.

In this review, we’ll go over the details of Chase's business accounts and we'll help you decide which checking and savings accounts are right for your small business.

When I signed up for Chase Quick Deposit on my iPhone-it said that the daily limit was $1,000, monthly limit being $30,000. However, what happens if I am trying to deposit a check that's $2,000? Does my first $1,000 deposit today, and the second $1,000 deposit tomorrow? Chase QuickDeposit℠ — Securely deposit checks from almost anywhere. 2 Chase ATMs — Conveniently deposit up to 30 checks and cash at most ATMs. Direct deposit — Automatically deposit paychecks. Chase First Banking helps parents teach teens and kids about money by giving parents the control they want and kids the freedom they need to learn. 'Chase Private Client' is the brand name for a banking and investment product and service offering. Bank deposit accounts, such as checking and savings, may be subject to approval. Deposit products and related services are offered by JPMorgan Chase Bank, N.A.

Recommended: Read our Best Banks for Small Businesses review to find the right bank or credit union for your business’s specific needs.

Chase Business Checking Accounts

Chase Bank offers a variety of checking account packages for small businesses. As one of the oldest banks in America, Chase has over 16,000 ATMs and more than 4,700 branches nationwide. Chase's user-friendly online banking and mobile app help rank this bank at the top of our list.

Chase offers perks like waived monthly fees and higher interest rates when you link multiple Chase accounts together.

Our Approach:

Selecting the best bank account for your business comes down to four things:

  • The type of business you have
  • The needs of your business
  • Bank requirements
  • Other perks

Chase Business Checking Accounts Summary:

  • Chase Business Complete Banking℠: Best account for small businesses. This is an affordable checking account with$0 minimum deposit to open, $15 monthly fees, and several other benefits.
  • Chase Performance Checking: Best account for medium-sized businesses. Monthly fees of $30 or $0 if you maintain an average daily balance of $35,000 across all qualifying accounts.
  • Chase Platinum Checking Account: The best account for large businesses. Monthly fees of $95 or $0 if you maintain an average daily balance of $100,000 across all qualifying accounts

Recommended: Earn $300 when you open a new Chase Business Complete Banking℠ account with qualifying activities.

PROS

  • Access to over 16,000 Chase ATMs and more than 4,700 Chase branch locations
  • Low fees when opening an account
  • User-friendly online banking on Chase.com and mobile app
  • Higher interest rates and other benefits if you link multiple accounts together
  • Variety of packages tailored to different business sizes
  • Easy access to business loans and credit cards
  • Business debit card and business banking services are included

CONS

  • Their savings account interest rates aren’t as high as some of their competitors

How to Open a Chase Business Account:

  1. Gather your business formation documents (LLC banking resolution, employer identification number (EIN), and Articles of Organization) and government-issued identification.
  2. Visit a branch or apply online.
  3. Instructions for online banking will be provided. If you visit a branch a business banker will assist you with opening the account.

Types of Chase Business Accounts

Chase offers multiple pricing tiers. The Chase Business Complete Checking account is a low-cost entry-level checking account designed for new and small businesses. In comparison, their top-tier 'Platinum' plan is intended for established companies with more consistent cash flow.

Base Features:

  • Access to Chase Online Banking and Chase Mobile Banking app
  • Chase business debit card, Deposit options, and ATM for easy access to funds
  • Domestic and international wire transfers
  • Chase military banking for service members

Chase Business Complete Banking℠

The Chase Business Complete Checking account has a $0 minimum deposit to open, $15 monthly fees, and benefits that include:

  • Earn $300 when you open a new Chase Business Complete Checking account. For new Chase business checking customers with qualifying activities.
  • More ways to waive fees. Multiple options to waive the Monthly Service Fee, including maintaining a minimum daily balance or purchases on your Chase Ink® Business credit card
  • Convenient access to payment processing. Accept card payments anytime, anywhere in the U.S., and get transparent pricing with Chase QuickAccept(SM).
  • Same-day deposits with QuickAccept(SM). Free up the cash you need to keep your business moving forward with same-day deposits at no additional cost.
  • Alerts to help you stay on top of your account activity.
  • Easy account management through Chase Business online and the Chase Mobile® app.
  • Unlimited electronic deposits, ACH and Chase Quick Deposit(SM).
  • Convenient access to 16,000 ATMs and more than 4,700 branches.

Recommended: Earn $300 when you open a new Chase Business Complete Banking℠ account with qualifying activities. Learn More

Chase Performance Checking

Chase Performance Business Checking costs $30/mo, or $0/mo if you maintain an average daily balance of $35,000 across all your qualifying business deposit accounts.

The Chase Performance account includes:

  • 250 transactions per month
  • Unlimited electronic deposits and incoming wire transfers
  • Two free outgoing domestic wire transfers per month
  • No additional charge for Positive Pay or Reverse Positive Pay

Cost:

  • $30/mo (+ $25 minimum opening deposit)
Who should open a Chase Performance Account?

The relatively low monthly fee and standard transaction limit offered by Chase Performance Business Checking makes it a good choice for small and mid-sized businesses.

Chase Platinum Checking

Chase Platinum Business Checking costs $95/mo, or $0/mo if you maintain an average daily balance of at least $100,000 across all qualified business deposit or investment balances.

Chase Platinum also includes:

  • 500 transactions per month
  • $25,000 in cash deposits per month
  • No fees for incoming wire transfers or four highest outgoing wire transfers each month

Cost:

  • $95/mo (+ $25 minimum opening deposit)
Who Should open a Platinum Checking Account?

Chase Platinum is designed for large businesses with a high volume of monthly transactions.

Other Chase Business Bank Accounts

Chase offers two savings accounts; one for businesses with lower balances and one for businesses with higher balances. You can also open a certificate of deposit account for high-interest savings.

Chase Total Savings

The Chase Total Business Savings account costs $10/mo, waived if you:

  • Keep an average balance of $1,000

This account also includes:

Limit
  • 15 monthly deposits
  • Maximum $5,000 in cash deposits per month
  • 0.01% APY

Cost:

  • $10/mo (+ $25 minimum opening deposit)
Who Should open a Chase Total Savings Account?

The Chase Total Savings account is designed for companies with low savings balances. If you anticipate putting aside less than $25,000, Chase Total Savings should be a good match for you.

Chase Premier Savings

The Chase Premier Business Savings account costs $20/mo, waived if you:

  • Keep an average balance of $25,000

-OR-

  • Link it with a Chase Performance Business Checking®, Chase Performance Business Checking® with Interest or Chase Platinum Business Checking account

Premier Savings also includes:

  • 30 monthly deposits
  • Maximum $10,000 in cash deposits per month
  • 0.04% APY without a linked account; 0.06-0.13% APY with a linked account

Cost:

  • $20/mo (+ $25 minimum opening deposit)
Who should open a Premier Savings Account?

Chase’s Premier Savings tier is designed for big savers. If your business is putting in $25,000 or more at a time, then you could benefit from the Premier tier.

Chase Certificates of Deposit

Certificates of deposit are great for businesses looking to set some money aside for a specified length of time.

Chase’s certificates of deposit include:

  • No monthly fee
  • Minimum opening deposit of $1,000
  • A range of terms from 30 days to 10 years
  • Fixed-rate of return
  • FDIC insurance protection
  • Standard interest rates range from 0.01% to 0.70% while relationship rates are 0.02% to 1.75%. Rates depend on the amount of money deposited, length of term, and if you link a checking account

Cost:

  • $1,000 opening deposit, no monthly fee
Who should open a Chase certificate of deposit?

If your business is ready to put some money aside, a Chase certificate of deposit may be a good option for you.

Chase Review Ratings

Value - 4.5/5

With several accounts to choose from, Chase has a lot of value to offer businesses of various sizes. Their user-friendly online banking and mobile app, high-interest rates, and waived monthly fees are among the perks they offer.

Customer Service - 4.5/5

Based on our experience, Chase’s customer service representatives are friendly, knowledgeable, and responsive. You can reach them via phone, email, and the secure message center. The only real downside is that unlike many other large banks, Chase doesn't offer an online chat feature.

Ease of Use - 5/5

The quality of Chase’s website and mobile app sets them apart from other banks. Compared to their competitors, Chase offers quite well-designed user interfaces and excellent user-experience overall.

Included Features - 4/5

Chase offers a solid set of features in each of their business bank accounts, as well as special benefits for customers who choose to link multiple Chase accounts together. However, they don’t offer interest rates as high as some online vendors.

Final Thoughts

Chase Business Banking might be right for you if you want good customer service, user-friendly mobile banking options, and access to 16,000 ATMs and more than 4,700 branches across the country.

Whether you’re running a brand-new small business, an established corporation, or anything in between, Chase has a bank account that will suit your needs.

Bank of America: $12 Monthly Maintenance Fee

Read our Bank of America review.


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Chase Mobile®Banking

Business banking at your fingertips

  • Overview
  • Mobile banking
  • How to get started
  • Mobile features
  • Additional services
  • FAQs

The Chase Mobile app is easy to use and offers security with encryption technology

Download the Chase Mobile app today

How to get started with mobile banking

Get the app

Get the Chase Mobile app by texting “mobile” to 24273 for a link or find it in the app store.

Sign in

Chase Quick Deposit Maximum Amount

Sign in with your Chase Business Online username and password. If you don’t already have a username and password, you can learn more.

Register your device

Choose “Request an identification code” and how you’d like to get it. Enter the code and your password, then you’re done.

With the Chase Mobile app, you can:

  • Manage alerts and paperless statements
  • Pay bills or schedule when you want to pay bills
  • Transfer money across the country
  • Locate an ATM or branch near you
  • Make a deposit with Chase QuickDepositSM
  • Use Chase QuickPay® with Zelle® to get paid or send payments with just a U.S. mobile phone number or email address

Additional Business Banking Services

Text Banking

Check balances and transaction history with texting.

Learn more about text banking

Chase Quick Deposit With Iphone

Access & Security ManagerSM

Chase Quick Deposit Maximum Value

Delegate how employees can manage your online account, pay vendors or process payroll.

How To Use Quick Deposit In Chase

Learn more about access and security manager

What Is A Chase Quick Deposit

Frequently Asked Questions

Learn more about Chase Mobile banking, text alerts and online banking with Chase.

Chase Quick Deposit Mobile Limits

Yes. However, you can enroll in Chase Online through chase.com or the Chase Mobile® app. You can use the ATM & branch locator, as well as access Chase contact information, without being enrolled in Chase Online.

We use 128-bit Secure Socket Layer (SSL) technology to encrypt your personal information such as usernames, passwords and account information. The Chase Mobile® app will decode any encrypted information we send you. We also use multifactor authentication that verifies that you own the accounts you want to access when you first sign in using the Chase Mobile® app. To do this, you’ll need to request an Identification Code, which you can receive by email, phone or text message.

  • Sign in through the Chase Mobile® app.
  • Click “Deposit” on the menu.
  • Choose the deposit account.
  • Type in the check amount.
  • Take pictures of the front and back of the check.
  • Submit the deposit.

Currently, the security administrator who signed up for Chase QuickDeposit can deposit checks. The security administrator can also give sub-users mobile access as well as the ability to make mobile deposits.

There are both daily and monthly maximum amounts that you may deposit to each eligible business or consumer account through an eligible mobile device. You'll see those limits when you initiate a deposit.

When you sign in to Chase Mobile, you’ll know you can use your smartphone to deposit checks if you see “Deposit” on the menu.